Esteem Bank

PARTNERSHIP FINANCE (MUSHARAKAH)

Partnership Finance (Musharakah)

Musharakah is a partnership financing arrangement where Esteem Bank and the customer jointly contribute capital to finance a business or investment project.

Profits are shared according to an agreed ratio, while losses are shared based on each party's capital contribution.

Features

  • Joint investment
  • Profit-sharing model
  • Flexible financing
  • Business partnership
  • Project financing

Benefits

  • Shared business risk
  • Encourages business growth
  • Ethical financing
  • Long-term partnership

Requirements

  • Business proposal
  • Financial projections
  • Business registration
  • Identification documents
  • Capital contribution

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