Personal Banking

Personal Banking gives you simple, secure, and flexible access to your money anytime you need it. It covers everyday financial needs like savings and current accounts, debit cards, transfers, bill payments, and digital banking services.

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Our Banking Services

The current account that pays you interest and cashback

A flexible everyday account designed for convenient deposits, withdrawals, transfers, and other regular transactions. It provides easy access to your funds and supports seamless day-to-day money management.

Available With Esteem:

No Account Maintenance Charges
Personal Cheque Book
Instant Debit Card issuance

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Savings Account (Barakah)

Save, grow, and manage your money with ease. Our Savings Account helps you build your financial future while giving you a secure and convenient way to reach your goals.

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Kids Account

Give your child a head start with the account that makes saving feel like a superpower. You'll need our free Under 16s account to set up a savings account for them. You'll be able to see their progress and add money to their savings in just a few taps. Parents or guardians can support and monitor their child's savings while helping them work towards their financial goals in a safe and secure way.

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Monthly profit payment
Cheques lodgment Warrant (up to ₦2 Million face value)
Instant Debit Card (Verve) issuance

Domiciliary Account

The Esteem Bank Domiciliary Account is a Shariah-compliant foreign currency account that allows you to save, receive, and transact in major foreign currencies, including US Dollars (USD), British Pounds (GBP), and Euros (EUR). It is ideal for individuals and businesses involved in international trade, travel, education, and other cross-border transactions.

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Esteem Bank Agency

Bringing banking closer to your community through authorized banking agents who provide convenient access to essential banking services, including cash deposits, withdrawals, fund transfers, bill payments, and account opening support.

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Self-Service Banking

Esteem Mobile

A secure and user-friendly mobile banking application that allows you to bank on the go, with features including fund transfers, bill payments, airtime purchases, account management, and real-time transaction alerts.

Esteem Pay

A fast, secure, and convenient digital payment solution that enables customers to make payments, transfer funds, pay bills, and complete everyday transactions with ease.

Point of Sale (POS)

Reliable and secure card payment solutions that enable merchants to accept debit, credit, and contactless payments conveniently at their business locations.

ATM Cards

Secure and convenient debit cards that give you 24/7 access to cash withdrawals, purchases at Point of Sale terminals, online payments, and transactions at ATMs nationwide and internationally where accepted.

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