Acquire essential business assets easily.
Benefits
- Improves business cash flow
- Supports day-to-day operations
- No interest charges
- Flexible financing structure
- Ethical and transparent transactions
Working Capital Finance (Murabahah)
Working Capital Finance (Murabahah)
Esteem Bank's Working Capital Finance (Murabahah) is a Shariah-compliant financing solution designed to help businesses purchase inventory, raw materials, equipment, and other business assets required for daily operations. Under this arrangement, the Bank purchases the requested goods from the supplier and sells them to the customer at an agreed profit margin. The selling price is fully disclosed, and repayments are made over an agreed period, either in instalments or as a single payment. Our Murabahah Working Capital solution enables businesses to maintain healthy cash flow while meeting operational demands without relying on interest-based financing.
Features
- Asset-backed Shariah-compliant financing
- Transparent pricing and agreed profit margin
- Flexible repayment terms
- Fast approval process
- Financing for inventory and raw materials
- Dedicated Relationship Manager
Everything you need to get started.
Requirements
- Completed application form
- Business registration documents
- Valid means of identification
- Financial statements (where applicable)
- Proforma invoice from the supplier
- Other documents required by the Bank
All your finances,
in one app.
Download our app for quick, secure, and easy access to your accounts.
